January 20, 2018
Supreme Court disposed off the appeal filed by insurance claimant in a motor accident death case in which the driver of the vehicle had no valid Driving licence. The Court directed the insurance company to pay compensation to the claimant but allowed liberty to recover the amount from the owner of the vehicle.
A Bench of Judges, Chief Justice Dipak Misra, Justice A. M. Khanwilkar
and Justice Dr. D.Y. Chandrachud heard Civil Appeal No. 20962 of 2017 in
Pappu and Ors v. Vinod Kumar Lamba and Anr and disposed of it on
19.01.2018.
Brief facts are on 12.08.1995 Om Prakash, son of Satku Lal, was driving Truck No.URS-2735 when it was knocked down by a rashly and negligently driven Truck No.DIL-5955 coming from the opposite direction, as a result of which Om Prakash succumbed to fatal injuries. The claim petition was filed by the widow of deceased Om Prakash. Om Prakash left behind his children Pappu, aged 16 years, Ramu, 12 years, Kumari Geeta, 14 years, Kumari Neetu, 10 years, Kumari Guriya, 8 years and his mother, Smt. Shiv Rani, at the time of the accident. The widow of deceased Om Prakash claimed compensation of Rs.7 lakh under Fault Liability and Rs.25,000/- under No Fault Liability. The mother of Om Prakash claimed compensation of Rs.50,000/- separately. On the date of the accident, Om Prakash was around 35 years of age and was a driver by profession.
On analysis of the evidence on record, held that Om Prakash died because of the
accident caused by rash and negligent driving of Truck No.DIL-5955. Although the
Tribunal allowed the claim petition in part, it absolved respondent No.2
Insurance Company by dismissing the claim petition against the said respondent.
The Tribunal awarded a sum of Rs.25,000/- to opposite party No.3 Shiv Rani and
Rs.1,75,000/- to claimant Nos.1 to 6, with interest at the rate of 12% per annum
from the date of petition till the date of payment. In other words, the claim
petition was partly allowed against respondent No.1 - the owner of the offending
vehicle DIL-5955.
In the appeal preferred by the appellants/claimants against the said decision,
the only question urged before the High Court was about the correctness of the
view taken by the Tribunal in absolving the respondent No.2 Insurance Company
even though the offending Truck No.DIL-5955 was duly insured by the said
Insurance Company. The High Court affirmed the view taken by the Tribunal that
there was no pleading or any evidence adduced by the owner of the offending
Truck to substantiate the fact that the Truck was driven by one Joginder Singh,
whose driving licence was produced on record. The High Court also noted that
there could be no presumption that Joginder Singh was driving the offending
vehicle. The appellants have assailed the aforesaid view taken by the Tribunal
and affirmed by the High Court. According to the appellants, the Insurance
Company did not produce any evidence before the Tribunal. As a result, it was
not open to the respondent No.2 Insurance Company to extricate itself from the
liability, having duly insured the offending vehicle DIL-5955, which fact has
been substantiated by production of the Insurance Policy. A defence being
available to the Insurance Company, that the offending vehicle was not driven by
an authorised person and/or person not having a valid driving licence, it was
obligatory on the part of the Insurance Company to substantiate that defence and
more so, to rebut the plea taken by the owner of the offending vehicle that the
offending vehicle was being driven by an authorised person having a valid
driving licence.
In this matter the appeal filed by the appellants was dismissed by the High Court whilst rejecting the only question raised before it regarding absolving the Insurance Company from any liability in respect of truck, which was duly insured by Insurance Company, on the ground that the same was not driven by a person having a valid licence, as found by the Motor Accident Claims Tribunal, District Allahabad in Claim Petition.
The court disposed of the appeal by allowing it to the extent that compensation
amount awarded by the Tribunal and confirmed by the High Court and directed that
the amount shall be paid by the insurer in the first instance, with liberty to
recover the same from the owner of the vehicle.
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Read the Judgment of Supreme Court of India in Pappu and Ors v. Vinod Kumar Lamba dated 19.1.2018